Square Fees 2026: Complete Payment Processing Costs
Square fees 2026: 2.6%+$0.15 in-person, 3.3%+$0.30 online, 3.5%+$0.15 manual entry. Free plan. Updated June 2026.
Square charges 2.6%+$0.15 in-person, 3.3%+$0.30 online, 3.5%+$0.15 manual entry.
Square fees 2026: 2.6%+$0.15 in-person, 3.3%+$0.30 online, 3.5%+$0.15 manual entry. Free plan. Updated June 2026.
Square in-person fees 2026: 2.6%+$0.15 for card-present sales. No monthly fees. Updated June 2026.
Square online fees 2026: 3.3%+$0.30 for invoice card payments, 2.9%+$0.30 for Online API. Updated June 2026.
Square invoice fees 2026: 3.3%+$0.30 for card paid via link, 3.5%+$0.15 for manual entry. ACH 1% (min $1). Updated June 2026.
Square card reader fees 2026: Readers are free with Square. Transaction fee applies per card type. In-person 2.6%+$0.15. Updated June 2026.
Square retail fees 2026: 2.6%+$0.15 in-person. Free POS software, no monthly fees. Best for retail, pop-up, and counter sales. Updated June 2026.
Square restaurant fees 2026: 2.6%+$0.15 in-person. Free restaurant POS with table management and split-check features. Updated June 2026.
Square Appointments fees 2026: No-show fees and cancellation policies vary by business type. Booking software is free. Updated June 2026.
Square Payroll costs $35/month + $5/employee for Core plan, or $69/month flat for Plus plan. Includes direct deposit and tax filings. Updated June 2026.
Square Capital loans have no explicit fees. Interest charged on principal, typically 5.9-19.9% APR. Repayment is automatic. Updated June 2026.
Square international fees 2026: +1.5% for foreign-issued cards. Multi-currency conversion adds 0.5-2%. Updated June 2026.
Square gift card fees 2026: Free to send and receive. No processing fees on gift card transactions themselves. Physical cards have printing costs. Updated June 2026.
Square charges 2.6%+$0.15 in-person/POS, 3.3%+$0.30 online/invoice card, and 3.5%+$0.15 manual entry. Use the Square Fee Calculator for net payout math.
No, Square has no monthly fees for standard accounts.
Square in-person (2.6%+$0.15) is competitive with PayPal and higher than Stripe POS (2.6%+$0.10). For online, Square (3.3%+$0.30) is higher than Stripe (2.9%+$0.30). Square's free POS hardware gives it a cost advantage over Stripe for in-person sales.
Square POS card-present transactions are commonly 2.6%+$0.15 per payment. See the Square In-Person Fees guide and Square Retail Fees guide for POS-specific examples.
Square charges an additional 1.5% for cards issued outside the US. Multi-currency transactions add 0.5-2% conversion fee on top.