Side-by-side fee comparison for sellers choosing between Kaspi.kz (Kazakhstan) and Shopify (global). Includes platform fees, payment processing, and total cost of sale.
| Fee Type | Kaspi.kz (Kazakhstan) | Shopify (Global) | Winner |
|---|---|---|---|
| Platform Fee | 0 (no subscription) No monthly fee to sell on Kaspi |
$29–$299/month Basic to Shopify Plus plans |
Kaspi |
| Commission / Transaction Fee | 5–14% category commission Electronics 5–8%, Fashion 10–14% |
0–2% with Shopify Payments Or 2.9–4.5% with third-party gateways |
Shopify |
| Payment Processing | 0.95% (Kaspi Pay) Integrated — no separate gateway |
2.6–3.45% + $0.15–$0.30 Shopify Payments (US); varies by region |
Kaspi |
| VAT / Tax | 16% VAT (Kazakhstan) Regulatory obligation; not a platform fee |
Varies by country US sales tax, EU VAT, UK VAT handled separately |
Varies |
| Delivery / Logistics | Kaspi Logistics or own carrier City-to-city rates vary by weight |
Shopify Shipping (optional) Or integrate 50+ logistics partners |
Varies |
| Market Reach | Kazakhstan only No.1 in Kazakhstan |
175+ countries Built-in international selling |
Shopify |
| Setup Complexity | Lower — single platform Integrated payment and logistics |
Higher — own store, payment, shipping More flexibility, more setup |
Kaspi |
Choose Kaspi.kz if you are selling domestically in Kazakhstan. It has zero monthly fees, integrated payment processing (Kaspi Pay at 0.95%), and dominates the Kazakhstan market. For domestic selling, your total platform cost is typically 6–15% of revenue (excluding VAT).
Choose Shopify if you want to sell internationally or build a standalone online store. The $29–$299/month subscription pays for global reach, professional branding, and app ecosystem. Shopify Payments transaction fees are separate from subscription costs.
Use both if you sell internationally with a Shopify store but want to capture Kazakhstan buyers who prefer Kaspi. Some sellers list on Kaspi.kz for domestic volume while running a Shopify store for international sales.
| Cost Item | Kaspi.kz (Kazakhstan) | Shopify (Basic + Shopify Payments) |
|---|---|---|
| Sale Price | $100.00 | $100.00 |
| Platform Subscription | $0 | $29/month (amortized ~$0.97/sale at 30/mo) |
| Commission / Transaction Fee | $8.00 (8% Electronics) | $0 (Shopify Payments included) |
| Payment Processing | $0.95 (Kaspi Pay) | $3.15 (3.15% + $0) |
| Payment Gateway Setup | $0 (built in) | $0 (Shopify Payments) |
| Total Platform Cost | $8.95 (8.95%) | $33.27 (33.27% + monthly fee) |
Note: Kaspi example uses 8% category commission (Electronics). Shopify example assumes Basic plan + Shopify Payments in US. Actual Shopify costs vary significantly by plan tier, payment provider, and monthly sales volume.
No monthly subscription fee. Kaspi.kz operates as a marketplace — you list products, Kaspi handles payment processing, and you receive payouts through Kaspi Pay. Your costs:
Total platform cost excluding VAT: typically 6–15% depending on your product category.
Shopify charges separately for the platform (subscription) and payment processing. Your costs:
Which platform has lower fees: Kaspi.kz or Shopify?
Kaspi.kz has lower fees for Kazakhstan domestic sellers: category commission 5–14% + Kaspi Pay 0.95% = typically 6–15% total (excluding 16% VAT). Shopify charges $29–$299/month for plans plus 2.9–4.5% transaction fees (or 0.5–2% with Shopify Payments). For domestic Kazakhstan selling, Kaspi is significantly cheaper. For international selling, Shopify's global reach is unmatched.
Is Kaspi Pay the same as Shopify Payments?
No. Kaspi Pay (0.95%) is Kaspi's own integrated payment processing built into the Kaspi marketplace — you do not need to set up a separate payment gateway. Shopify Payments (2.6–3.45% + $0.15–$0.30) is Stripe-powered payment processing for Shopify stores. Shopify also supports 100+ third-party payment gateways with their own fee structures.
Can I use both Kaspi.kz and Shopify at the same time?
Yes. Many Kazakhstan sellers list on Kaspi.kz for domestic sales volume while maintaining a Shopify store for international customers. Kaspi handles Kazakhstan's specific payment preferences (Kaspi Pay integration, local logistics), while Shopify provides global storefront and international shipping. The two platforms are complementary rather than competing.