How this calculator works
Goods and Services is the PayPal payment type most sellers, freelancers and marketplace users mean when they ask what PayPal will take from a sale.
This page targets the specific long-tail query instead of forcing users through a general PayPal fee page. Use the editable rate fields for your country, PayPal product and account terms.
PayPal Fee = Amount × (Rate + Extra Rate) + Fixed Fee
Net Payout = Amount − PayPal Fee
Required Charge = (Target Net + Fixed Fee) ÷ (1 − Total Rate)
Default assumptions
| Input | Default |
|---|---|
| Payment amount | $100 |
| PayPal fee rate | 3.49% + $0.49 |
| International / conversion markup | 0% |
| Target net amount | $100 |
Frequently Asked Questions
What is PayPal Goods and Services?
Goods and Services is PayPal's buyer-protected commercial payment type, usually charged as a percentage of the amount plus a fixed fee.
Who pays the PayPal Goods and Services fee?
The seller or recipient typically pays the processing fee because PayPal deducts it from the received amount.
Can I reverse calculate the amount to charge?
Yes. Enter a target net amount and the calculator estimates the gross charge needed after the percentage and fixed fee.