PayPal Merchant Fees Calculator 2026

Estimate the fee, net payout and profit impact for PayPal business transactions before you invoice or price a product.

Last updated: June 2026 · Built for paypal merchant fees calculator 2026

All calculations happen in your browser — no data stored, no account required.

Product price paid by the buyer.
COGS, supplier cost or per-sale allocation.
Use 0 when shipping is included in price.
Fulfillment, postage or delivery cost you pay.
Commission, transaction or base marketplace fee.
Per-order fixed fee when applicable.
Optional ad, affiliate, VAT reserve or markup.
Gross Order Amount$0.00
Base Platform Fee$0.00
Extra Percentage Cost$0.00
Total Fees$0.00
Net Payout Before COGS$0.00
Profit After Cost and Shipping$0.00
Net Margin0.00%

How this calculator works

PayPal merchant pricing is usually a percentage fee plus a fixed fee per transaction. Cross-border payments and currency conversion can add another layer of cost.

Use this page when the query is about PayPal merchant fees, PayPal business fees, PayPal pricing structure, or net payout after PayPal takes its fee.

Gross Order = Sale Price + Buyer-Paid Shipping

Base Fee = Gross Order × Platform Fee % + Fixed Fee

Extra Cost = Gross Order × Extra %

Profit = Gross Order − Fees − Product Cost − Seller Shipping

Default assumptions

InputDefault
Sale price100
Product cost45
Base fee3.49% + 0.49
International or currency conversion markup0%
Fee schedules change and may vary by category, country, account status and promotion type. Use the editable inputs to match your current seller account before making pricing decisions.

Frequently Asked Questions

How do I calculate PayPal merchant fees?

Multiply the transaction amount by the PayPal percentage rate, then add the fixed fee. Add any cross-border or currency conversion markup if it applies.

What is net payout?

Net payout is the amount received after PayPal fees are deducted. This calculator also subtracts product and shipping costs to show profit.

Should I use this instead of the main PayPal calculator?

Use this page for merchant and business-fee searches. Use the main PayPal calculator for a more general transaction-fee calculation.