How this comparison works
International payment comparisons need both the processor fee and the currency conversion layer. A domestic PayPal vs Stripe comparison can understate the cost difference.
Use product cost as 0 for pure payment payout comparisons, or add product cost when modeling ecommerce profit.
Platform Fees = Sale Price × Fee % + Fixed Fee + Extra Cost
Net Payout = Sale Price − Platform Fees
Profit = Net Payout − Product Cost − Shipping − Ad Spend
Winner = Platform with higher profit under your assumptions
Frequently Asked Questions
Why does this include currency markup?
Cross-border transactions can include both payment processing and currency conversion. The markup field lets you model that separately.
Can I compare domestic transactions?
Yes. Set currency markup to 0 and adjust the base percentage rates to domestic pricing.
Is Stripe always cheaper internationally?
Not always. It depends on country, card type, currency conversion, account setup and whether PayPal buyer preference improves conversion.