House Sale Profit Calculator

Calculate your net profit after selling a house. Updated May 2026.

Sale Price ($)

Remaining Mortgage ($)

Original Purchase Price ($)

Agent Fee (%)

Closing Costs (%)

Home Improvements ($)

Capital Gains Tax Rate (%)

0% for primary residence if within exclusion. $250K/$500K for joint filers.

Profit Breakdown

Sale Price$0

(-) Mortgage-$0

(-) Agent Fees-$0

(-) Closing Costs-$0

(-) Improvements-$0

Gross Profit$0

(-) Capital Gains Tax-$0

Net Profit$0

How to Calculate House Sale Profit

Net Profit = Sale Price - Remaining Mortgage - Agent Fees - Closing Costs - Home Improvements - Capital Gains Tax. Agent fees are typically 5–6% of sale price. Closing costs (title, escrow, transfer taxes) are 2–4% of sale price.

Capital Gains Tax Exclusions

Primary residence exclusion: $250,000 for single filers, $500,000 for married joint filers — if you owned and lived in the home for 2+ of the past 5 years. Investment properties do not qualify for this exclusion.