Affiliate Commission Calculator 2026

Find the right affiliate commission rate for your product. Calculate LTV-adjusted maximums, monthly payouts, ROI per affiliate, and break-even commission rates.

Product & Commission

Monthly subscription price OR one-time purchase price
Standard: 20-40% for SaaS recurring. 5-15% for one-time.
Typical SaaS: 2-7%. Set to 0 for one-time products.

Program Scale

Average number of referred customers per affiliate monthly

Commission Breakdown

Commission per Sale
Revenue per Sale
Profit per Sale (after commission)
Program Totals (All Affiliates)
Monthly Total Payout
Annual Total Payout
LTV Analysis
Customer LTV
LTV-Adjusted Max Commission
Max Commission Rate (LTV-based)
ROI Analysis
Program ROI / year
Break-Even Commission Rate
Is current rate sustainable?

Commission Rate vs. Profitability

Each row shows commission and profit at that rate. Green = profitable. Red = losing money.

How to Set the Right Affiliate Commission Rate

Setting an affiliate commission rate is one of the most consequential decisions in program design. Set it too low and affiliates won't be motivated to promote your product. Set it too high and your program eats into margins or runs at a loss.

The LTV-Based Commission Formula

Maximum sustainable commission = LTV x Safe ceiling %

Safe ceiling: 50% for SaaS (you need to retain half the LTV for costs and profit). For one-time products, use gross margin % as the ceiling.

Standard Commission Rates by Industry

  • SaaS (B2B): 20-50% recurring. Enterprise SaaS often pays 10-20% with higher flat bonuses.
  • SaaS (Consumer): 15-30% recurring. Lower because consumer CAC is typically lower.
  • One-Time Products: $10-30 flat or 10-15%. Fixed amounts often work better than percentages.
  • Digital Courses & Memberships: 30-50% recurring or 50% one-time.
  • Ecommerce / Physical Products: 5-15% commission. Physical product margins are lower, limiting commission rates.

Tiered Commission Structures

Many successful programs use tiered rates that reward top performers:

  • 0-10 sales/month: 20% commission
  • 11-30 sales/month: 25% commission
  • 31+ sales/month: 30% commission